Dale E. Washington, Esq.
Fire is the most devastating loss a family can suffer and two large carriers (Allstate and Farmers Insurance) are denying fire losses by use of the obscure “vandalism exclusion.” What they do is redefine an accidental fire stemming from vagrant activity into either arson or vandalism. It’s another consumer abuse read the Ong v. Fire Ins. Exchange & also Bullock v. Allstate Insurance cases
Self-Storage is an “imbalanced relationship” where tenants face “take it or leave it” at the inception and “Pay up, or lose it” (facing eviction by auction lien sale) when they fall behind.The California Self-service Storage Facilities Act (The Self-Storage Act) grants self-storage tenants legal rights superior to the contract forced on them by Landlords. When self-storage landlords do not comply with the Self-Storage Act – lien sale auctions are ‘wrongful lien sales’ and the tenant has legal redress. State self-storage laws may be viewed at www.storagelaws.com where you may browse the self-storage industry’s efforts in lobbying, raising rent, avoiding taxes, forcing out tenants and especially not taking responsibility for wrongful lien sales. This site is different – we are dedicated to self-storage tenants rights with focus on wrongful lien sales
Dale Washington is a plaintiff lawyer in California with 20 years experience in consumer-based insurance, banking and real estate litigation; Dale finds self-storage tenants a disadvantaged group in need of vigorous representation; “Wrongful auction, bad lien sale, whatever the label – disproportionately harms people dealing with other problems. The Self Storage Industry markets to “the 3 D’s” (Death, Disease & Divorce) – has experienced unprecedented growth while the rest of us struggled with the mortgage meltdown.” Dale has concentrated his practice on representing self storage tenants and improper self-storage practices including illegal fees, gate code invalidation and wrongful lien sales.
There hasn’t been any tenant-based attention to the self storage relationship and there are various areas we find in need of push-back. We are working with other offices to seek refund of mischarged late fees and other compensation. Washington is proud to say, “(some) companies have modified their behavior in response to our activism.”